Payments & Working Capital—fast and flexible.

Eagle MCA helps you accept cards at competitive rates and access funding in as little as 24 hours with revenue‑based repayment.

No hard credit pull for estimates. Funding amounts $10k–$500k.

2.49% + 10¢
As‑low‑as card rate*
24 hrs
Typical funding time
$500k
Max advance
No collateral
Revenue‑based

*Rates vary by industry, card type, and risk profile. Not an offer of credit.

What we offer

Straightforward solutions for accepting payments and unlocking working capital.

💳

Merchant Services

Accept in‑store, online, or on‑the‑go. Next‑day payouts, PCI tools, and chargeback support.

  • As‑low‑as 2.49% + 10¢ per swipe
  • Free virtual terminal & invoicing
  • POS & e‑commerce integrations
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Merchant Cash Advances

Get a lump sum today and repay as a small, fixed percentage of future card sales. No collateral required.

  • $10k–$500k funding potential
  • Factor rates from 1.18–1.45
  • Flexible daily/weekly remittances
MCA disclosure: A merchant cash advance is the purchase of future receivables and is not a loan. Fees and terms depend on your business performance and risk profile.

How it works

  1. 1️⃣

    Apply in minutes

    Share basic business info and recent statements. Soft pull for estimates.

  2. 2️⃣

    Get offers

    Compare funding amounts, factor rates, and remittance options.

  3. 3️⃣

    Fund & accept payments

    Receive funds and start processing with transparent pricing and support.

Transparent pricing

Simple examples to help you compare.

Card Processing

As‑low‑as 2.49% + 10¢ per in‑person transaction. Online rates vary by gateway and risk.

  • No setup fees
  • Next‑day payouts available
  • Free PCI toolkit

MCA Example

Advance of $50,000 at 1.30 factor → total payback $65,000 via 12% of card sales, remitted daily or weekly.

Actual terms vary. No APR; factor rate reflects total cost.

Bundles

Process with Eagle MCA and unlock preferred factor rates and reduced processing margins.

  • Loyalty & gift cards
  • POS hardware credits
  • No long‑term lock‑ins

Trusted by local businesses

“We opened our second location 6 weeks sooner thanks to Eagle MCA’s fast funding.”
— Maya R., Café Owner
“Great rates and the dashboard makes reconciliation painless.”
— Andre T., Retailer
“They actually answered the phone and explained my options clearly.”
— Lila S., Contractor

Frequently asked questions

Is an MCA a loan?

No. An MCA is a purchase of future receivables. Repayment is tied to your sales volume via a small percentage of each batch or deposit.

What do I need to qualify?

Typically: 6+ months in business, $10k+ monthly revenue, and no open bankruptcies. Final eligibility depends on underwriter review.

Do you report to credit bureaus?

We do not furnish consumer credit. Business credit may be impacted if you default under your agreement.

Get your free quote

No obligation. Tell us a bit about your business.